First Team Rate Rescue home

How it works

A smarter affordability conversation in six steps.

  1. 01

    Find the right home

    Work with your First Team agent to identify the property that makes sense for you.

  2. 02

    Run the payment

    Compare the estimated effect of a price reduction, temporary buydown, and permanent-rate strategy.

  3. 03

    Build the negotiation

    Your First Team agent evaluates whether a seller concession may be appropriate and negotiable.

  4. 04

    Build your First Team Rate Rescue

    Qualifying program components determine how much First Team may contribute toward the eligible buydown.

  5. 05

    Structure the financing

    Your lender confirms available mortgage programs, actual pricing, permitted concessions, qualification requirements, and buydown options.

  6. 06

    Choose what fits you

    Make the final decision based on your payment goals, financing, transaction terms, and long-term plans.

Build My Rate Rescue